Region XII COG has been actively involved in implementing and operating housing programs for over 35 years. The various programs with which we have been involved benefit low, moderate, and middle income residents who reside within the boundaries of the six county region or within the corporate limits of one of our associate member communities.
The COG operates a number of in-house housing programs, as well as assists member communities in the development, funding, and operation of community-based programs. If you are interested in any of the following housing programs, please contact the Region XII COG staff at 712-792-9914 .
Rehabilitation: Home rehabilitation assistance up to $15,000 for homeowners. Assistance is indexed to household income and may come in the form of grant, loan/grant combination, or low interest loan. Typical repairs include: window, roof, and siding replacement, updates to mechanical and plumbing systems, and accessibility. Housing trust fund grants and loans are available for homeowners in Audubon, Carroll, Crawford, Guthrie, Greene, and Sac Counties.
Down Payment Assistance: Homebuyer assistance may be provided up to $15,000, depending on need, for eligible persons purchasing their first home. Assistance is indexed to household income and may come in the form of grant, loan/grant combination, or low interest loan. Housing trust fund grants and loans are available for homeowners in Audubon, Carroll, Crawford, Guthrie, Greene, and Sac Counties.
This program currently has a waitlist for grant funds. If you wish to be added to the waitlist, please contact our office.
Intent of Program: Rehabilitation funds are targeted towards the elderly (62+) and disabled households. Assistance is provided in the form of a grant with a maximum award of $17,000. Typical repairs include: window, roof, and siding replacement, updates to mechanical and plumbing systems, and accessibility. These program funds are available to homeowners in Audubon, Carroll, Crawford, Guthrie, Greene, and Sac Counties and associate member cities which includes: Dallas Center, De Soto, Perry, Redfield, and Woodward.
This program currently has a waitlist for grant funds. If you wish to be added to the waitlist, please contact our office.
Intent of Program: Assist homeowners with rehabilitation. The maximum assistance is $10,000. Funds are provided in the form of a loan at 2% or 4% depending on income. These program funds are available to homeowners in Audubon, Carroll, Crawford, Guthrie, Greene, and Sac Counties and associate member cities which includes: Dallas Center, De Soto, Perry, Redfield, and Woodward.
Intent of Program: Assist potential homebuyers with down payment assistance to purchase homes. The maximum assistance is $10,000 or 10% of the purchase price and reasonable closing costs. These program funds are available to homeowners in Audubon, Carroll, Crawford, Guthrie, Greene, and Sac Counties and associate member cities which includes: Dallas Center, De Soto, Perry, Redfield, and Woodward.
Intent of Program: Assist first-time homebuyers, veterans, single parents, or displaced homemakers with down payment assistance to purchase a home and rehabilitation for the purchased property. The maximum combined assistance for down payment and rehabilitation is $24,999. Funds are provided in the form of a grant. The purchased property must be located within the City limits. There are currently spots available within the city limits of Panora.
Intent of Program: Region XII has new construction, single-family homes and duplex units for sale throughout the region. These homes are all new construction, ranch style homes. Significant down-payment assistance is available for income qualified applications. Contact Karla Janning at 712-792-9914 or kjanning@region12cog.org for more information.
Intent of Program: The COG, through its business lending functions, can provide working capital loans up to $400,000 to companies developing housing. Funding can be for either new construction or rehabilitation but must create new housing units. These loans are amortized over 5 years and available for eligible areas in the Iowa counties of Audubon, Boone, Carroll, Crawford, Dallas Greene, Guthrie, Jasper, Marion, Polk, Sac, Story, and Warren.
In certain cases, grant or loan funds are available to assist developers of affordable rental properties through the Housing Trust Fund. The Housing Trust Fund may only help rental develeopers in the Iowa counties of Audubon, Carroll, Crawford, Greene, Guthrie, and Sac.
Intent of Program: Funding available to developers for new construction of affordable housing units. Funding rounds are held annually, normally in early summer.
Agency Sponsoring Program: Iowa Economic Development Authority
Intent of Program: Assist building owners rehabilitate the second story of existing downtown buildings into residential rental housing for low-to-moderate income households. This application is submitted through a city on behalf of the building owner. Funding rounds are held periodically, although future rounds of funding are not guaranteed. Contact Karla Janning at 712-792-9914 or kjanning@region12cog.org for more information on this program.
Intent of Program: Loan Funds to assist developers in creating affordable housing. There is no funding round, if interested, contact Region XII staff to discuss fund availability.
Intent of Program: Homes for Iowa offers 1,200 sq. ft., 2 or 3 bedroom, 2 bathroom homes delivered to the selected site for $108,000. These homes are geared towards families making $120,000 or less per year (adjusted gross income). These homes can be placed on crawlspaces or basements. These are modular homes with 2 x 6 exterior wall construction and energy star rated systems. More information may be found at https://www.homesforia.com/
Intent of Program: Assist first-time homebuyers, veterans, single parents, or displaced homemakers with down payment assistance to purchase a home and rehabilitation for the purchased property. The maximum combined assistance for down payment and rehabilitation is $24,999. Funds are provided in the form of a grant. The purchased property must be located within the City limits. Funding rounds are held annually and normally open in December. If your city is interested in applying for these funds for homebuyers within city limits, please contact Karla Janning at 712-792-9914 or kjanning@region12cog.org.
Intent of Program: Funds available to acquire and rehabilitate existing properties within Audubon, Carroll, Crawford, Greene, Guthrie, and Sac Counties. Contact Karla Janning at 712-792-9914 or kjanning@region12cog.org for more information.
Summit Ridge in Wall Lake are new construction rental units completed in June 2020. They are 2 bedroom, 1 bath units with an attached garage. The appliances are included. These units are available for the elderly (62 years of age or older) or handicapped/disabled people. Certain income restrictions do apply. Currently, there are no units available for rent. For more information on Summit Ridge, please contact Ashley at 712-792-9914 or aowen@region12cog.org. Region XII is an equal opportunity housing provider.
